Home Buying

From affordability checks to mortgage breakdowns, this toolkit walks you through every financial step of buying a home.

8 calculators in this toolkit

Estimate how much home you can afford based on income, target debt-to-income ratio, and mortgage rate.

Calculate your monthly mortgage payment, property taxes, insurance, and total cost of homeownership including cash needed to close.

Compare the long-term financial outcome of buying a home versus renting and investing the difference over your chosen time horizon.

Estimate the title insurance premium based on the purchase price and rate per $1,000.

Estimate the real estate transfer tax on a property sale based on the sale price and transfer tax rate.

Estimate the mansion tax owed on a property sale when the price meets or exceeds a given threshold.

Compare minimum-payment payoff against an accelerated payment strategy to see months and interest saved.

Determine how much you need in your emergency fund based on monthly expenses and desired months of coverage.